Itaú Unibanco (ITUB) enters August 2025 near its 52‑week high after a strong recovery from late‑2024 lows. The ADR last closed around $6.86, sitting above its 50‑ and 200‑day moving averages, with a 52‑week change of roughly 20% and a low 5‑year beta. Fundamentals remain solid: trailing‑twelve‑month revenue of 134.78B and net income of 42.84B support a 31.79% profit margin and 20.81% ROE, even as quarterly revenue growth is -8.90% while quarterly earnings growth is 10.60%. Liquidity is ample for a large bank, with 415.27B in cash versus 1.01T in total debt. The forward dividend yield stands at 0.54%, with an ex‑dividend date on August 20, 2025. Recent coverage calls Itaú a “premium compounder,” while fund flows look mixed, with some managers adding and others trimming. This note outlines a three‑year outlook focused on earnings resilience, asset quality, and valuation discipline.

Over the past six months, GMBXF has rebounded from late‑March softness to trade near its 52‑week high. The company’s latest figures show revenue (ttm) of 16.41B with a 23.70% profit margin and 46.77% operating margin. Liquidity appears robust with 7.28B in cash against 10.14B of total debt and a current ratio of 6.49. The dividend profile tilts shareholder‑friendly: a forward annual rate of 0.25 (3.74% yield) and a 47.99% payout ratio. While quarterly revenue growth is negative (‑3.70% yoy), quarterly earnings growth of 10.00% yoy highlights cost discipline. The stock is up 19.14% over 52 weeks, last closing at 6.66 on Aug 8, 2025, above its 50‑day (5.98) and 200‑day (5.33) moving averages. With 7.78B shares outstanding and high insider ownership (63.77%), float is more limited (3.13B) and OTC volume modest. This note outlines a neutral, risk‑aware three‑year outlook.

Wal‑Mart de México S.A.B. de C. (WMMVY) enters August 2025 with defensible fundamentals but a mixed tape. Trailing 12‑month revenue is 991.14B with a 7.01% operating margin and 5.21% profit margin, supported by 25.14% ROE and 10.19% ROA. Top line grew 8.30% year over year in the latest quarter, while earnings growth slipped −10.30%, reflecting cost and mix pressures. Shares closed the latest week at 30.33, down 6.27% over 52 weeks, between a 24.30–35.78 band; beta is a low 0.22. The company maintains dividend discipline (forward yield 1.91%, trailing 4.23%; ~40% payout) against a balance sheet with 36.21% debt‑to‑equity and a 0.94 current ratio. With cash of 32.44B vs 78.78B debt and 68.07B operating cash flow, investors will watch execution into the next earnings update.

BE Semiconductor Industries (BESI.AS) enters August 2025 with resilient profitability but cyclical revenue pressure. The stock closed the week at 120.85, up 6.91% over 52 weeks yet trailing the S&P 500’s 18.63%. Trailing‑12‑month revenue stands at 0.60 billion, with a 28.17% net margin and 29.37% operating margin; quarterly revenue declined 2.0% year over year and quarterly earnings fell 23.6%. Liquidity remains strong (current ratio 5.73) with 0.49 billion cash against 0.54 billion debt, and operating cash flow of 0.21 billion. The shares have swung between 79.62 and 152.75 over the past year and now trade near the 50‑day average of 121.57. A forward dividend of 2.18 (1.82% yield; 102.35% payout) offers income but raises sustainability questions if the cycle stays soft. This note outlines a three‑year outlook and key drivers for BESI.